Chapter 7 Bankruptcy
Chapter 7 bankruptcy gives you a fresh start, in that it eliminates all or a portion of your debt. Certain debts cannot be eliminated such as child support, alimony, student loans and most taxes. Whether or not you can keep the property you wish to keep depends on many factors, and a comprehensive interview with you is necessary in order to determine this issue.
To get started, please call 706-845-8732 and schedule a free initial consultation. If you wish to have expedited service when you arrive, please fill out the client intake sheet before you arrive. You will need to bring with you the following information in order to receive an accurate and comprehensive consultation with an attorney.
- Tax returns for the last two years.
- All pay stubs received by you, or other proof of income, for the past 6 months (please at least bring 60 days if 6 months is not possible). If you do not receive paystubs, please bring bank statements showing any income you have earned, or statements from unemployment or social security showing your monthly income. If you are married, we will need a pay stub from your Spouse as well, even if he or she is not filing the case with you.
- Proof of your social security number. (social security card, W-2 or 1099).
- Proof of photo ID (e.g. drivers license, military ID, passport).
Remember, consultation is absolutely free. However, if you decide to file a chapter 7 case, you will at least need $75 for down payment of court costs and attorney fees. The remaining balance can generally be paid over a 3-4 month period. We will strive to work out an affordable payment plan with you. Total attorney fees for a chapter 7 start at $950, depending on the complexity of the case (judgments, garnishments, real estate, debt load, etc).